Terms of Service

1. Acceptance of these Terms

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

2. The Service

TagMySpend helps you categorize transactions and maintain an audit-friendly ledger. Features may change over time as we improve the Service.

3. Accounts and security

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

4. Account connections and third-party services

If the Service uses a third-party provider to connect to financial institutions, your use of that provider may be subject to its terms and privacy practices. TagMySpend does not store your bank login credentials.

5. Transactional SMS

If you opt in, TagMySpend may send transactional SMS related to transaction categorization and account notifications. Message frequency varies. Msg & data rates may apply. Consent is not a condition of purchase.

You can opt out at any time by replying STOP. For help, reply HELP. Program details are available on our SMS Program Disclosure page.

6. Prohibited use

You agree not to misuse the Service, including attempting to access or interfere with systems, data, or other users, or using the Service in violation of applicable laws.

7. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind. TagMySpend does not provide legal, tax, or financial advice.

8. Limitation of liability

To the fullest extent permitted by law, TagMySpend will not be liable for any indirect, incidental, special, consequential, or punitive damages.

9. Privacy

Your use of the Service is also governed by our Privacy Policy.

10. Contact

Questions about these Terms? Contact us at info@tagmyspend.com.